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DebtFinanceArticles.com has created this privacy statement in
order to demonstrate our firm and continuing commitment to the privacy of
personal information provided by those visiting and interacting with this
web site. We hold the privacy of your personal information in the highest
regard. The following discloses our information gathering and dissemination
practices for this website.
We recognize the importance of protecting your privacy and our policy is
designed to assist you in understanding how we collect, use and safeguard
the personal information you provide to us and to assist you in making
informed decisions when using our site. This policy will be continuously
assessed against new technologies, business practices and our customers'
needs.
What Information Do We Collect?
When you visit this web site you may provide us with two types of
information: personal information you knowingly choose to disclose that is
collected on an individual basis and Web site use information collected on
an aggregate basis as you and others browse our Web site.
1. Personal Information You Choose to Provide
Registration Information
When you register for any of our products, services or newsletters you will
provide us information about yourself.
Credit Card Information
If you choose to avail of our services, you may need to give personal
information and authorization to obtain information from various credit
services. For example, you may need to provide the following information:
-Name
-Mailing address
-Email address
-Credit card number
-Name on credit card
-Credit card billing address
-Business and home phone number
Email Information
If you choose to correspond with us through email, we may retain the content
of your email messages together with your email address and our responses.
We provide the same protections for these electronic communications that we
employ in the maintenance of information received by mail and telephone.
2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard
technology called "cookies" (see explanation below, "What Are Cookies?") and
web server log files to collect information about how our Web site is used.
Information gathered through cookies and Web server logs may include the
date and time of visits, the pages viewed, time spent at our Web site, and
the Web sites visited just before and just after our Web site.
How Do We Use the Information That You Provide to Us?
Broadly speaking, we use personal information for purposes of administering
our business activities, providing the products and services you requested,
to process your payment, to monitor the use of the service, our marketing
and promotional efforts and improve our content and service offerings, and
customize our site's content, layout, services and for other lawful
purposes. These uses improve our site and better tailor it to meet your
needs.
Furthermore, such information may be shared with others on an aggregate
basis. Personally identifiable information or business information will not
be shared with parties except as required by law.
Occasionally, we may also use the information we collect to notify you about
important changes to our Website, new services, and special offers we think
you will find valuable. You may notify us at any time if you do not wish to
receive these offers by emailing us at the link provided on the newsletter.
What Are Cookies?
A cookie is a very small text document, which often includes an anonymous
unique identifier. When you visit a Web site, that site's computer asks your
computer for permission to store this file in a part of your hard drive
specifically designated for cookies. Each Web site can send its own cookie
to your browser if your browser's preferences allow it, but (to protect your
privacy) your browser only permits a Web site to access the cookies it has
already sent to you, not the cookies sent to you by other sites. Browsers
are usually set to accept cookies. However, if you would prefer not to
receive cookies, you may alter the configuration of your browser to refuse
cookies. If you choose to have your browser refuse cookies, it is possible
that some areas of our site will not function as effectively when viewed by
the users. A cookie cannot retrieve any other data from your hard drive or
pass on computer viruses.
How Do We Use Information We Collect from Cookies?
As you visit and browse our Web site, the site uses cookies to differentiate
you from other users. In some cases, we also use cookies to prevent you from
having to log in more than is necessary for security. Cookies, in
conjunction with our Web server's log files, allow us to calculate the
aggregate number of people visiting our Web site and which parts of the site
are most popular. This helps us gather feedback to constantly improve our
Web site and better serve our clients. Cookies do not allow us to gather any
personal information about you and we do not intentionally store any
personal information that your browser provided to us in your cookies.
Cookies and AdSense
Third parties, such as Google AdSense, may place and read cookies on your
browser, or use web beacons to collect information, while serving ads on
this web site. Here is how Google explains cookies: "A 'cookie' is a small
file containing a string of characters that is sent to your computer when
you visit a website. When you visit the website again, the cookie allows
that site to recognize your browser. Cookies may store user preferences and
other information. You can reset your browser to refuse all cookies or to
indicate when a cookie is being sent. However, some website features or
services may not function properly without cookies."
IP Addresses
IP addresses are used by your computer every time you are connected to the
Internet. Your IP address is a number that is used by computers on the
network to identify your computer. IP addresses are automatically collected
by our web server as part of demographic and profile data known as traffic
data so that data (such as the Web pages you request) can be sent to you.
Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely
identify a subscriber (such as email addresses or personal details) with
anyone except to the extent it is necessary to process transactions or
provide services that you have requested.
How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that
we collect online and maintain in our database by emailing us at the usual
address.
What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, in other words,
when we, in good faith, believe that the law requires it or for the
protection of our legal rights.We may also disclose account information when
we have reason to believe that disclosing this information is necessary to
identify, contact or bring legal action against someone who may be violating
our Terms of Service or to protect the safety of our users and the Public.
What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or
from our Web site or the information or content contained therein. Often
links to other Web sites are provided solely as pointers to information on
topics that may be useful to the users of our Web site.
Please remember that when you use a link to go from our Website to another
web site, our Privacy Policy is no longer in effect. Your browsing and
interaction on any other web site, including web sites, which have a link on
our Website, is subject to that Web site's own rules and policies. Please
read over those rules and policies before proceeding.
Your Consent
By using our Web site you consent to our collection and use of your personal
information as described in this Privacy Policy. We reserve the right to
amend this privacy policy at any time with or without notice.
Our Commitment To Data Security:
Please note that your information will be stored and processed on our
computers in the United States. The laws on holding personal data in the
United States may be less stringent than the laws of your Country of
residence or citizenship. To prevent unauthorized access, maintain data
accuracy, and ensure the correct use of information, we have put in place
appropriate physical, electronic, and managerial procedures to safeguard and
secure the information we collect online.
Choice/Opt-In/Opt-Out
This site allows visitors to unsubscribe so that they will not receive
future messages. After unsubscribing we will discontinue sending the
particular messages as soon as technically feasible.
Surveys & Contests
From time-to-time our site requests information from users via surveys or
contests. Participation in these surveys or contests is completely voluntary
and the user therefore has a choice whether or not to disclose this
information. Information requested may include contact information (such as
name and shipping address), and demographic information (such as zip code,
age level). Contact information will be used to notify the winners and award
prizes. Survey information will be used for purposes of monitoring or
improving the use and satisfaction of this site.
A Special Note About Children
Children are not eligible to use our services unsupervised and we ask that
children (under the age of 14) do not submit any personal information to us.
If you are a minor, you can use this service only in conjunction with
permission and guidance from your parents or guardians.
Acquisition or Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is
acquired, your information would be considered part of those assets, and may
be part of those assets that are transferred.
Policy Modifications
We may change this Privacy Policy from time to time. If/when changes are
made to this privacy policy, we will email users who have given us
permission to do so. We will post any changes here, so be sure to check back
periodically. However, please be assured that if the Privacy Policy changes
in the future, we will not use the personal information you have submitted
to us under this Privacy Policy in a manner that is materially inconsistent
with this Privacy Policy, without your prior consent. |
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