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To build a house, a carpenter uses a set of house plans, because if he didn’t the bathroom might be completely overlooked. Also, rocket scientists could never begin construction on a new booster rocket without a detailed set of design specifications. Nevertheless, many of us go into the world blindly, without the slightest idea on finances and no plans at all. Not very clever, right? A plan regarding money is called a budget and it is very much required to get us to reach our desired financial goals. Not having a plan will prevent you from having a clear idea  →

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