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Tim knew the economy was going down, but had never considered his job security. That’s why he was so shocked when his company announced a layoff. For a week, speculation flew and everyone wondered who was getting the axe. Even though he had been an employee for 15 years, Bob was among those out of work until further notice. But unlike his laid off peers, Tim had purchased redundancy payment protection. Now he could rest assured that his mortgage would still be paid and that his family could live off his wife’s salary until he could come back to work.  →

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